There was satisfaction in the half year update of my portfolio. For investments, it's been flat, taking into account gains for Singapore equities that was negated by a mark to market loss of a Silver position. I'm using options premium to try cover some losses while waiting for a price to dispose. Good thing is dividends grew alongside savings. A mini milestone was achieved after four years of accumulation; the SSB allocation has now reached its limit so I'm thinking to start the same for my wife. While I continue to utilize T-bills for idle cash, some amounts were used to do VHR. That resulted in 50% CPF contribution increase, as compared to the same period last year. The Aud holdings also went up, partly to lock in favourable exchange rate, partly to qualify for higher tier interest earning. Cryptos declined badly, by about 40% as compared to January last year but the consolation is full amount constitute less than 1% of the portfolio. Now that the needle of the annual target has reached 4.5%, it looks possible to achieve full year 8% growth. I intend to keep expenses under tight control, buff up the war chest and explore global market instruments. The strategy is to wait for a stock market sale but in the meantime, collect steady income and keeps things humming along.
Dividends as of June 2026: $5300.52 (avg $883.42 per month)
Tip: Domaine du Tariquet Sauvignon 2024, straight up, a little lime and acidity, delightful afternoon drink
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